Westlake Financial Services is a privately held, Internet-based finance company specializing in the purchase and maintenance of high- and low-risk automotive installment agreements. Based in Southern California, Westlake performs indirect installment agreements through a network of 21,000 new and used vehicle dealerships across the United States.
Westlake Financial Services’ Remarketing division sells thousands of quality used cars through auctions across the country. Westlake dealers get cashback and vehicle. Warranties when buying Westlake cars.
The Legal Rights When Dealing With Westlake Financial
Westlake Technology Holdings is an automotive and financial technology company based in Los Angeles, California, with approximately $12.14 billion in assets under management.
Rights as a customer of Westlake Financial Services
In the United States, collection agencies are subject to strict regulations. A debt collection company is prohibited from using deceptive or abusive tactics to collect a debt, for example, under the Fair Debt Collection Practices Act. In addition, the FDCPA provides many rights to ensure that collection agencies do not take advantage of you. Special:
- It is against federal law for Westlake Financial Services to report inaccurate or incomplete information on your credit report.
- You have the legal right to request confirmation of alleged liability. Send the collection agency a debt acknowledgment letter. A creditor has 30 days to prove to you that you owe the debt, in addition to providing confirmation that the amount owed is correct.
- You may not be threatened or harassed by Westlake Financial, you may not be called repeatedly, and you may not be publicly identified as a debtor.
- Westlake Financial needs to be honest about who they are and what they are trying to do. They must inform you verbally and in writing that they are a collection agency.
- Westlake Financial cannot threaten you with imprisonment and is not authorized to threaten legal action if it does not intend to do so.